Are you the very best at what you do? Do you expect success at everything that you touch?

GOOD! THIS MONTH IS FOR YOU!

March is International Expect Success Month.

When we all decided to choose the industry that we are in, we did so with a vision of greatness. We knew that something in us would allow us to be the best. It would allow us to us the ability to make the money that we wanted to make to provide for our family.

With Spring upon us, it is a time for change both for the world and for us. A fresh start. It’s time to look inward at yourself and your business. Analyze what has worked for you in the past and what has not worked.

You need to know where you want to be this year.

What do you want to accomplish?

How much do you want to make?

Ask these and any other questions that will help create the image in your mind of who you are and what you can do to be successful.

If you don’t know where you are going – you can’t get there.

So, make the decision to expect success this year. Know that whatever venture you are taking will be successful and then work towards it. Don’t detour.

See you at the top!

So, we had MY WAY DAY. Now it’s time for Inconvenience yourself day.

Celebrated on the 4th Wednesday of every February, this date is the complete opposite of My Way Day.

Today is all about finding things to do that are an inconvenience to you, but a help to someone else. So many times we all get wrapped up in our own daily life and what we need to get done and forget about helping others.

Funny how this comes right after the 100th Anniversary of the Scouts. A large part of their motto is to always help other people.

I think most of us help others, when we can. When it’s convenient. So, for today (and hopefully on other days as well) help someone out. Go “out of your way” to make a difference for someone today. Maybe it’s a relative. Go visit Grandma. Maybe it’s to help someone carry packages at the store. Maybe something as simple as waiting a little longer to hold the door so someone can follow you in.

Whatever it is – Be inconvenienced today.

Do it the way I say!

That is the topic for today. It is MY WAY DAY!!!

This is the one day of the year that you can get away with being demanding or being a drama king or queen. So, make your list of things that don’t normally go your way and make it happen for you today.

• Sleep in late
• Take that extra bagel
• Take a long lunch
• Leave Early from work today
• Go see a movie

Whatever it is that makes you happy – Do it today.

Do it your way.

Just remember though, everyone else has the same right today. It is My Way Day for them as well.

So play nice.

Everyone knows going through a divorce can be a challenging time. You are starting a new life for yourself, but still trying to bridge that gap to your old life. You have not changed – but your situation has.

DIVORCE IS NOT EASY

You have many things to deal with when you are facing a divorce. Most can be handled by you, but sometimes you need help. You need to find the best attorney or advisor for you and your family. They will help you to protect the assets and lifestyle that you have worked so hard to obtain. 

Of course, if you have children involved, there is a entire new bunch of questions.

In most cases, someone wants to remain in the home. You may wonder, “What are my options?”

If you want to keep the home, most divorce attorneys will advise you to remove the other party from the Title and Note of the home. This will allow the other person to receive their equity in the home and transfer the responsibility of the home to you. There are many options available. At times, it is a Divorce buyout refinance, and sometimes it is an assumption. 

No matter what your situation may be, there are many options available to you. when dealing with your mortgage during a divorce.

You have many different things to be concerned with during this difficult time. That is why it is important to surround yourself with a network of people  on your side.

If you are looking for a Divorce Attorney or need help on the marriage home, please contact YourMortgageResource.com. Our network can guide you in the right direction for your new life.

Does anyone like eating pancakes?

Raise your hand!! (mine is raised, FYI.)

Today is International Pancake Day.

The pancake is about as universal a breakfast item as anything in the world. For anyone that has ever gone into an IHOP, you know that there are as many different ways to serve it as you can think of. From Cinnamon to apple to pumpkin to the good old fashioned buttermilk with maple syrup – there is something you will love.

Many areas are have races and fundraisers today. Eat pancakes and donate to charity – great combination.

If you are looking to get a free stack of pancakes, The International House of Pancakes will be giving away short stacks on National Pancake Day – February 23rd, 2010.

This week is the 100th anniversary of the Boy Scouts of America. This is a world influencing organization.

Ffounded by Chicago publisher William Boyce on February 8, 1910, it has helped to start many different organizations since.

The Boy Scouts of America was designed to teach young men of our country how to be great contributing members of our society. They continue to accomplished this through organized activities such as camping; fishing; hiking and an endless list of other outdoor events. They help to educate the boys through community events as well. You will find it hard to find an area or a weekend where there are no Boy Scout troops doing some sort of project or fundraiser for the community. The Boy Scouts continue to teach young men skills necessary to succeed and plan for college through academic programs and scholarships.

Countless young men have learned about honesty; integrity; trustworthyness; good citizenship and the importance of helping other people. This has been done with great success. The Boy Scouts of America have produce great leaders and thinkers in our world.

• Henry “Hank” Aaron
• Neil Armstrong
• Michael Bloomberg
• Gerald Ford (1st Eagle Scout to be President)
• Oswald “Ozzie” Nelson
• Jim Mora
• Donald Rumsfeld
• Steven Spielberg
• John Tesh
• The list goes on and on…..

Thank you to the BSA. As a former Scout and a current leader – this organization has changed my life.

If you are facing the start of this new year going through a divorce, we can help you with that change.

A divorce is a big thing. It is scary to look at the world while dealing with a separation. There are so many different obstacles in front of you. But this is a time for a fresh start, a new beginning. With Spring around the corner, the world is starting a new beginning as well.

If your finances and your marriage home are big issues in your divorce, let us help. We have a team that has seen it all and can help with virtually any issue that might come up. If you need to refinance your home to get your ex’s name off of it or to pay off a divorce settlement, we can help. If you need a good referral to a great divorce attorney, we can help there as well.

Whatever your need during your divorce, we are the only resource that you will need.

Nobel Prize Day

Today is Nobel Prize Day. This is the day that all of the Nobel prizes are awarded a ceremony celebrating those accomplishments that have earned the honor.

The history of the Nobel prize:

Alfred Nobel, the inventor of dynamite, is the founder of this prize. When he died in 1896, he had made a will in which he bequeathed his money to a prize which was promoting development of peace and the progress of the living conditions of mankind. He directed that the scientific prizes were to be delivered in Stockholm and the prize of peace in Oslo, the capital of Norway. Norway and Sweden were united at that time and known as the peaceful countries of the world.

Winners of 2009 Nobel Prize:

Physiology or Medicine- Carol W. Greider

Physics – George Smith

Peace- Barack Obama

Chemistry -  Ada E. Yonath, Thomas A. Steitz and Venkatraman Ramakrishnan

Literature – Herta Muller

Economics- Elinor Ostrom

 Congratulations to all of the award recipients.

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A USDA Refinance?

If you are currently in a USDA home loan, you have the option to take advantage of the near all-time low rates available to you right now by doing a USDA refinance. The great news is that this is a very simple process for you. In most cases we won’t need to verify your income again or even do a new appraisal.

The process is very simple. It is much like a Streamline FHA or VA loan. We will look at the mortgage history to see how you have made the payments on the loan. In most cases we will not even look at the other items on your credit report. We will not ask you for your W2’s and paystubs and we will not do a new appraisal.

This type of loan is usually completed in a 7-10 day period. We can even structure it to let you have a month or two off from making the monthly payment.

This is a great option to take advantage of the current low rates. Why not lower your rate a full percent or more and save yourself tons of money every month (not to mention the money you can save over the life of the loan)

So, to get more information on your USDA refinance options today, request your free quote here.

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We all are hearing the talk about the tax credit and the opportunity it has created to purchase a home, we also need to mention the opportunity to refinance your existing mortgage now.

The rates on FHA; VA and conforming loans are still near all-time lows. Our lenders are offering great programs to kick off the 4th quarter. Turn times are short and underwriting guidelines are getting more relaxed than they have been in over a year.

What does that mean? It means if you have not been able to qualify for a refinance of your mortgage or other areas in the past, now the chances are you are more likely to get approved with less hassle than ever before!!!

If you want a Streamline FHA or VA loan. If you want out of your ARM. Maybe you just want a lower fixed rate. – Now is the time!

If you have been watching the news, the outlook doesn’t look great for rates and programs in the upcoming months. With the fears that all of the Stimulus packages coming due and inflation concerns, rates will follow and start to go up. We have already seen some lenders start to increase.

So, now is the time! If you have been thinking about refinancing your home, now is the time to act. All the pieces are in place, take advantage of them.

Get more information about refinancing your home.